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Trust Is The Key To Any Relationship

Who are some of the people here to serve you?

James Richman. Manager. James is a former HUD Commissioner for the Department of Housing and Urban Development (HUD) and former senior commercial loan officer with Coast Savings & Loan and Pacific Thrift & Loan. Mr. Richman is a published author of foreclosure articles for Scotsman Guide, Mortgage Originator, and Banker/Broker, collectively the three leading financial magazines in the lending industry, read monthly by 125,000 mortgage brokers nationwide. He is an often-quoted leading expert on financial debt solutions. Mr. Richman works with all new brokers interested in referring clients to our company. His insights into the business of loan modification are unique in the industry. He provides empowering knowledge to brokers seriously interested in pursing loan modification services as an alternative to traditional brokerage services, which for some, becomes a permanent career change.  

  • Former Burbank City Councilman and Mayor.
  • Former boardmaster of the American Red Cross.
  • Former president of the Burbank Lions Club.
  • Former President (7yrs) of Nova, a sheltered workshop for the handicapped.
  • Currently a member of Association of Former Intelligence Officers

 

Honorable J. Ding. Consulting International Attorney and retired Judge. Ms. Ding is a Director of this company and provides oversight on all corporate operations.

Erich Hench. Director of Commercial Underwriting. Expert in financial planning and audit review. Mr. Hench delivers 26 years of banking and commercial loan underwriting experience. He was a former vice president and senior financial analyst for Pacific Thrift & Loan, responsible for all commercial loan underwriting, asset review and debt restructuring. He also served as Vice President of Topa Thrift & Loan where he was the manager of the commercial and residential loan department.

Marjorie Castro. Manager Underwritting Department. Ms. Castro delivers 15 years of strong and comprehensive experience in all areas of financial institution compliance and computerized programming.

Taklai Tilman. Processing Team Leader. Ms. Tilman assures efficient and timely processing of client loan modification requests and coordinates with the underwriting team for optimal processing results.

 

About Our Firm

Home Retention And Financial Programs, Inc. is a California corporation. It is licensed by the California Department of Real Estate as a real estate broker. Its license number is 01845498. Questions concerning this firm and its activities as a real estate broker may be directed to the following:

California Department of Real Estate

PO Box 187000

Sacramento, CA 95818-7000

Website at:www.dre.ca.gov

 

References

A partial list of our references is available. Please feel free to contact any/all of those references.

 

Published Articles

June 06

Download MortOrigJUN06.jpg

October 05

Download ScotsmanGuideOCT05.pdf

September 05

Download ScotsmanGuideSEPT05.pdf

August 05

Download ScotsmanguideAugust05.pdf

June 05

Download ScotsmanGuideJune05.pdf

April 05

Download ScotsmanGuideAPRIL05.pdf