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1. Mr. Hicks : Reduced his monthly payment with CitiBank from $2,800 down to
$1,500; a $1,300 monthly savings. Call Mr. Hicks at
240-607-2718 to verify
2. Mr. Vivian Saunders : Modified his Countrywide 1st mortgage
from a note rate of ____% to new rate of 3.25%, saving him $ ________ in monthly
mortgage expense. Email Mr. Saunders at: vsaunders@gmail.com
3. Ms. Michelle Cross : AHMSI approved 1st lien on step-rate
program: 4.00% 4.50%, 5.00%, 6.00% years 1, 2, 3, and 4 respectively. The second
mortgage was adjusted downward to 5.00% fixed for remainder of loan term. Email
Ms. Cross at:emcross@yahoo.com
4. Mr. Carlos Palma : Chase Bank modified interest, lowering rate and
payments. Email Mr. Palma at: Carlos4print@aol.com
5. Ms. Georgette M. Hernandez : Modified her HSBC first mortgage to a new
rate of 5.25%, reducing her payment from $2,056 down to $1,232, saving her $824
in monthly mortgage expense. Call 623-694-2108 to verify, or email Ms. Hernandez
at:georgette.hernandezquintero@tuhsd.org
6. Mr. George Appel : Reduced the interest on his Wachovia first mortgage,
with gradual increases during first 7 years and fixes thereafter at 6.50% for
the life of the loan. A $65,335 Principal Balance reduction was also negotiated,
from $653,353 to $588,018. Call Mr. Appel at 714-686-7548 to verify, or email
Mr. Appell at: fgappel@msn.com
7. Ms. Teodora Villafranca : Negotiated a principal reduction of $169,371,
from $564,571 down to $395,200. Also modified interest rate reduction and
step-rate plan, from 5.00%, increasing each year by ¼ percent to cap at 6.5% in
7 years. Call Ms. Villafranca at 619-934-3338 to verify.
Michelle DeAcrvalho 978-632-6947 Her payments dropped $700 monthly Gina Alcantar – Wachovia
Results: PRINCIPAL REDUCTION! NEW LOAN AMOUNT IS 916,240. STEP PROGRAM.
06/09-2012 2817.44 PLUS TAXES INSURANCE PAYMENT IS 3901.19. RATE IS 3.69%
2012-2013 4.065% THEN 5.56%. AND RATE WILL FREEZE AT 6.5% FOR REMAINING TERM. NO
ESCROW WILL BE INCLUDED. PAYMENT WILL BE 5676.08
Customer contact : 562-556-7871
JAMES MOODY - American Home Mortgage
Results: LOAN MOD APPROVED. DELINQUENT AMOUNT CAPITALIZED TO PRINCIPAL
BALANCE. Step up program. NEW RATE IS 4.3% 5/09, THEN 4.8% 6/09, 5.8 05/2010,
6.8 6/2010 NEW PAYMENT WITH TAXES AND INS- $2648.75 at 4.3%
Judy Paredes 626-705-7238 – 1st Loan Modified accepted by customer
Name: Scott Cartzdane Phone # 909-732-8783
Lender: Chase Loan Modification approved – new rate 5.875%
Name: Michael Mantano Phone # 410-353-7101
Lender: Wilshire Loan Modification Approved and principal reduction
Name: Valencia Daniel Phone # 301-646-0917
Lender: Saxon Loan Modification Approved new rate 6.000% for 5yrs
Name: Tony Hasma Phone # 510-714-4909
Lender: Countrywide Loan Modification Approved new rate 5.000%
Name: Beth Ausbrook Phone # 301-596-3869
Lender: Aurora Loan Modification approved – new rate 6.625%
Name: Petra Razzog Phone # 619-892-2689
Lender: Indymac – Loan mod approved – new rate 5.000%
Name: Jacqueline Smith Phone # 661-945-5677
Lender: ASC – Loan mod approved – new rate 6% fixed for 30yrs
Joel Weium 239-877-2230
Sydney Lake 678-838-8110
Manny Labasan 808-283-8913
Ronda Campbell 714-537-0854
Ken Cunningham 203-671-3673
Jessica Chairez 414-672-4347
Leansa Bryan 909-865-5720
Donna Rivera 262-515-5165
Bill Howe 414-476-8437
Bill Rowan 801-830-8318
Alisa Gilmore 708-481-9928
Karen Potter 608-723-7444
Roger Mahaffey 714-670-9207
Helen Nesbit 661-313-4203
Sharon Lingenfelder 410-388-9767
Yvette Paraizy 954-770-3477
Mary Gutierrez 661-778-9700
Kim Klopcic 410 903 5118
note, got mod--1% interest rate for three years
Sonja Griffin 773 580
5943
Imelda Perez 661 858
7004
Suzanne Spooner 715 477
1243
Jesus Ramos Spanish speaking 661 398 3090
Deby Holland 540 207
4549
Gustavo Camara 203 241
8290
Mary Gutierrez 661 778
9700
Derek Sugutian 818 581
6341
Angala Lopez Spanish speaking 323 257 3628
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